Recurring and Batch Invoicing Using RTP® and FedNow® via QBO Integration

Real-Time Payments Meet QuickBooks® Simplicity

Traditional invoicing delays and manual bank reconciliations hurt cash flow and consume staff time. That’s why more businesses are adopting Request for Payment (RfP™) solutions integrated directly into QuickBooks® (QBO). Whether you manage recurring invoices or batch transactions, RfP™ enables instant, secure, real-time payments using FedNow® and RTP®, and updates your AR ledger automatically.

From SMS to email invoicing, customers receive secure links to pay instantly—no manual approvals, no delays. With alias-based identifiers and full ISO 20022 compliance, you can streamline operations and get paid 24/7.

To empower businesses with real-time, ISO 20022-compliant payment collection tools integrated into QuickBooks®, enabling instant RfP™ invoicing, automated reconciliation, and 24/7 cash flow clarity.

TodayPayments.com offers businesses a seamless way to send, track, and reconcile real-time RfP™ transactions using QuickBooks® (QBO) integration. Whether sending a single invoice or batching hundreds of requests, our system connects to FedNow® and RTP® payment rails to deliver good funds instantly—without chargebacks or coding complexity.

QuickBooks Pro Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

ISO 20022 Compliant, Alias-Based, and Hosted Payment Pages Built-In

Request for Payment (RfP™) Parameters, Attributes, Benefits & Features

ISO 20022-Compliant RfP™ Data Fields

Field

Description

MsgId

Unique message ID for each RfP™

CreDtTm

Timestamp of request creation

ReqdExctnDt

Expected payment execution or due date

Dbtr

Payer information (name, identifier)

DbtrAcct

Alias (email, mobile) or bank account

Cdtr

Payee/merchant details

CdtrAcct

Receiving account or alias-based MID

Amt

Amount requested

RltdRmtInf

Remittance reference, invoice ID, or billing reference

Ustrd

Free-form notes or additional remittance description

RgltryRptg

Optional regulatory fields


Attributes

  • QBO QuickBooks® Integration for recurring and batch RfP™ processing
  • 24/7 Real-Time Payments via FedNow® and RTP® networks
  • Hosted payment pages included with each RfP™, no coding required
  • Mobile, SMS, and Email Delivery of payment links
  • Alias-based MID assignment using mobile numbers or email
  • Automatic AR Reconciliation back into QuickBooks® upon receipt
  • Cross-bank ISO 20022 compliance ensures universal compatibility
  • Recurring and One-Time Support for flexible payment models

Key Features for Real-Time RfP™ in QuickBooks®

Payee-Initiated Request for Payments

Merchants can send RfP™s via hosted links using QBO, SMS, or email. Customers click the link and pay in seconds—anytime, anywhere.

FedNow® and RTP® Network Compatibility

All RfP™s flow through live payment rails, enabling good funds settlement 24/7/365 with no delay or reversal risk.

Alias-Based MID Assignment

Assign email or mobile aliases to different merchant IDs for tracking and security. Useful for companies with multiple locations, divisions, or billing departments.

Built-In Hosted Payment Pages

Each RfP™ features a responsive, branded payment page—no developer required. Works across devices and platforms.

Automatic Reconciliation

Once payment is received, QuickBooks® automatically updates the AR ledger. Your accountant, treasurer, or CFO gets instant clarity—no spreadsheet matching needed.


Ask us How:

Request for Payment (RfP™) transactions using QuickBooks® allow businesses to send invoices and receive real-time funds via RTP® and FedNow®, with no extra software or hardware required. Whether you're running batch uploads or recurring invoices, every RfP™ is ISO 20022-compliant and includes a secure hosted payment page for customer convenience.

By leveraging alias-based identifiers like mobile numbers and emails, merchants no longer need to request sensitive account information from customers. RfP™ links can be sent by email, SMS, or within a QuickBooks® invoice, and payments settle instantly—reducing AR aging and boosting cash flow.

This modern payment infrastructure is ideal for B2B, C2B, subscription, and contract-based businesses using QuickBooks®. The moment a customer pays, the system logs the transaction and updates your AR ledger in real time, eliminating back-office overhead.

With “Set It and Forget It” recurring payment support, customers can also authorize future payments one time, allowing for automatic billing without manual payer approval for each invoice.


Recurring Billing with RTP®: “Set It and Forget It” with Standing Authorization

Recurring RfP™ transactions allow payers to grant standing authorization, so you can:

  • Collect payments monthly, weekly, or on custom schedules
  • Avoid the need for payer re-authorization for every bill
  • Handle subscriptions, tuition, memberships, or installment plans
  • Ensure secure, ISO 20022-compliant recurring flows
  • Automate customer payments with minimal effort

This feature transforms RTP® into a hands-off, always-on billing system that keeps your AR department ahead of schedule.


Send. Settle. Sync. All in Real Time.

Imagine sending invoices and receiving guaranteed good funds within seconds—automatically posted to your QuickBooks® ledger, tracked, and reconciled. With RfP™ by TodayPayments.com, that’s now your reality.

Here’s what you get:

  • Instant RfP™ payment requests via email, SMS, or QuickBooks®
  • Real-time payments via FedNow® and RTP®
  • Auto-reconciliation into QuickBooks®—no manual posting
  • Hosted payment pages—no coding or third-party plugins
  • ISO 20022 compliance for universal banking compatibility
  • Alias-based MID management for multi-division control
  • Batch uploads and recurring billing made simple

Get started today with TodayPayments.com — your one-stop solution for real-time RfP™ invoicing, QuickBooks® automation, and next-generation payment success.


Request for Payment

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
hand shake

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,


3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4)
Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


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